Having the right auto insurance policy for your specific needs will get you back on the road as quickly as possible in the event of an accident, fire, theft, or other covered events.
Some policies may include additional coverage for medical costs, legal expenses, and property damage resulting from an accident in which your covered vehicle is involved.
Dick Hannah Insurance Agency represents top insurance carriers in Washington and Oregon. Our relationships enable us to match your needs with the best provider. We are thoroughly versed in the legal insurance requirements in both states to ensure you always have adequate coverage.
We mostly serve folks from Washington and Oregon with Auto Insurance. If you are looking for insurance in another state please give us a call so that we can assist you in finding the correct coverage for your state.
The minimums of insurance you must carry varies by state. When you register your vehicle you will need to provide proof of insurance or, in Washington, you can provide a liability bond or certificate of deposit.
We have many different options with partnerships across many different insurance companies and we will negotiate on your behalf to get the best insurance possible. When looking at insurance you are likely to see different terms for different types of coverage.
Liability InsuranceCovers bodily injury and property damage you cause to others.
Collision CoveragePays for damage to your vehicle resulting from a collision with another car or object, regardless of who is at fault.
Comprehensive CoverageProtects your vehicle against non-collision events: theft, vandalism, fire, falling objects, and weather damage.
Uninsured MotoristCovers your injuries and damages when an at-fault driver has no insurance, or not enough
Medical PaymentsPays medical and funeral expenses for you and your passengers after an accident, regardless of fault.
Personal Injury ProtectionCovers lost wages, rehabilitation, and essential services in addition to medical bills.
Get answers to the most common questions about auto insurance in the Portland & Vancouver area.
If you have recently financed or leased a new car your lender or the dealership will want to make sure that you have full coverage. Full coverage is insurance that covers all the state minimums as well as comprehensive and collision coverage.
If you are leasing or financing a new or used vehicle most, if not all, lenders will require you to have full coverage. If you own your vehicle outright you can make which choice is right for you and your budget. Liability coverage will only cover the damages and injury to someone else or their vehicle.
That depends on a lot of factors. First, do you own your car outright or are you making payments? If you are making payments you are locked into getting full overage, and you may want to consider getting GAP insurance if the car is brand new. For an older vehicle that you own outright, you can get away with your state minimums.
We care about community, we care about people, we care about cars – and it shows. We’re the most trusted new and used car dealers in Portland and Vancouver with thousands of five star reviews from friends and neighbors just like you. We are renowned in the community for our charitable donations, our 5-time award-winning workplace, and (of course) our vast selection of new and used cars for sale. We provide honest, ethical, and unbeatable service and repair as well at numerous locations in both Oregon and Washington. If you’re looking to buy a new or used vehicle within the Pacific Northwest, give us a call today!
Dick Hannah has been proudly serving you in Vancouver and Portland for 75 years, and we’ll continue to do so for the next 75. If you have questions about any new or used car for sale, scheduling auto service, or anything else, we’d love to chat with you. Discover how Dick Hannah can help you find the perfect vehicle for you in the Oregon, Washington area today.
